Welcome

The 2025 Los Angeles fires are devastating. To all to lost anything in the recent fires including the Palisades, Easton and Hurst fires, we hope for your strength and resilience during this rough time. Damage to your property is overwhelming and it is difficult to manage repairs and insurance claims during the weight of  tragedy. There are many initial simple steps you can take to help the claim and repairs process. The sooner you act, the better your results may be. For an insured property, we recommend beginning with the following five (5) actions as soon as possible. 

First 5 Things To Do Following Damage To Your House

1. Obtain your Homeowners Insurance Policy.

2. Make a claim with your insurance company.

3. Take photos and videos of the damage (once safe to do so).

4. Track additional expenses for being out of your home and save all receipts, such as for food and essentials and note any Additional Living Expenses (“ALE”) such as increased mileage, temporary rent.

5. Consult with an attorney to assist with your claim. Call 949-357-0757 to speak with a California licensed attorney.

California Insurance Code §2077 provides minimum standards for fire insurance coverage. It requires coverage for fire losses "to the extent of the actual cash value of the property at the time of loss," up to policy limits. Per California law, the fair market value of the damaged property is the “actual cash value.” (Jefferson Ins. Co. v. Superior Court (7970) 3 Cal.3d 398, 402.) This is the bare minimum coverage which you should expect and demand from your carrier. If you are told you will receive anything less, please call for a free consultation. We have proven results of obtaining amounts far greater than the initial insurance payout.